1. Information We Collect

a. Information You Provide Directly

• Account Data: Email address, display name, and authentication credentials managed via Supabase.
• User Content: Journal entries, reflections, scripture notes, Infinite Canvas data, Study Repository content, and any text inputs submitted to the Lens AI agents (including The Refiner, Etymology, Neuroscience, Dreams, and Philosopher modes).
• Apostolic Profile: User preferences, personalization settings (Personalization Palette), and session history.
• Communications: Any messages or inquiries you send to our support email.
• Voice Input: When you use the microphone feature, your audio is processed by our AI service to convert speech to text. Voice data is not stored and is discarded immediately after transcription.

b. Information Collected Automatically

• Usage Data: Interaction patterns, feature utilization, timestamps, session duration, and device information (browser type, operating system, device identifiers).
• Log Data: IP addresses, access times, pages viewed, referring URLs, and error logs.
• Location Data: General geographic location derived from your IP address. We do not collect precise GPS-based location data.

2. How We Use Your Information

We use the information we collect for the following purposes:

• Service Delivery: To operate, provide, and personalize the MyBibleLens experience, including AI-generated insights from the Lens.
• Synchronization: To sync your study progress, reflections, and canvas data across devices.
• Security: To protect the integrity and security of our infrastructure and detect unauthorized access.
• Communication: To respond to support inquiries and send essential service updates (no marketing emails without explicit opt-in).
• Improvement: To analyze aggregated, anonymized usage patterns to improve app functionality and user experience.
• Compliance: To fulfill legal obligations and enforce our Terms of Service and EULA.

2a. Legal Bases for Processing (GDPR)

For users in the European Economic Area (EEA), the United Kingdom, and Switzerland, we process your personal data only where we have a lawful basis to do so under the GDPR and equivalent legislation. The legal bases we rely on are:

• Contractual Necessity (Article 6(1)(b)): Processing your account data, authentication credentials, and subscription information is necessary to perform the contract between you and MBL (i.e., to provide the Service you signed up for).
• Consent (Article 6(1)(a)): Where we ask for your consent — such as for optional personalization features, marketing communications, or use of the microphone for voice transcription — we process your data on the basis of your freely given, specific, informed consent. You may withdraw consent at any time without affecting the lawfulness of prior processing.
• Legitimate Interests (Article 6(1)(f)): We process aggregated, anonymized usage data to improve the Service. We have conducted a legitimate interests assessment (LIA) and determined that this processing does not override your fundamental rights. Specifically: you would reasonably expect service improvement as part of using a software product; the data is aggregated and not linked back to individual identities; and you retain the right to object.
• Legal Obligation (Article 6(1)(c)): We may process data where required to comply with applicable law, a court order, or lawful regulatory request.

We do not rely on vital interests or public task as a lawful basis for routine processing. Where we process special categories of personal data (e.g., data revealing religious or spiritual beliefs contained within journal entries), the additional legal basis is your explicit consent (Article 9(2)(a)) granted by your voluntary submission of that content to the Service.

Data Processing Agreement (DPA)

Organizations that use MyBibleLens in a business or institutional capacity (e.g., churches, ministries, or schools) may require a Data Processing Agreement (DPA) for GDPR compliance where MBL acts as a data processor on their behalf. To request a DPA, email [email protected] with the subject line "DPA Request." We aim to respond within 5 business days, though response times may be extended during high-volume periods or holidays.

3. AI Data Processing & Disclosure

MyBibleLens uses Large Language Models (LLMs) and vision models provided by third-party AI providers to power the Lens features. We may route any given request through one of the following providers depending on availability and feature: Google (Gemini), OpenAI (GPT), OpenRouter (which itself routes to providers such as Anthropic Claude), and DeepSeek. You should understand the following:

• Text Processing: When you submit text to any AI feature (Logos Guide, Reflections, Sermon Builder, Study Cards, SOAP Workspace, etc.), your input is transmitted via our backend to one of the third-party providers above for processing. The provider generates a response and returns it to the Service, which returns it to you.
• Image Processing: When you use camera-based features that recognize or transform images — specifically Scripture Lens (verse scanning), Mosaic Cutout with a description prompt, and any future vision-powered tool — the photo you capture is transmitted to Google (Gemini Vision) for processing. The image is processed in-memory and is not persisted on our servers beyond the request.
• No Training on Your Data: Your personal reflections, journal entries, photos, spiritual content, and AI prompts are not used to train, fine-tune, or improve any AI model — whether ours or those of third-party providers. We use API configurations that opt out of training data retention where the provider offers that setting.
• Encryption in Transit: All data transmitted between the app, our servers (Supabase), and third-party AI providers is encrypted using industry-standard TLS/SSL protocols.
• Third-Party AI Provider Policies: The providers above process your input in accordance with their own data handling policies. We encourage you to review the privacy policies of Google, OpenAI, OpenRouter, Anthropic, and DeepSeek.
• Minimization: We transmit only the minimum content necessary for the AI to generate a response. We do not send your full account data, profile, or historical reflections to AI providers unless explicitly required by the feature you are using.

4. Data Storage & Security

• Infrastructure: All user data is stored on Supabase, our cloud infrastructure provider, which maintains its own independent SOC 2 attestation. (MyBibleLens™ itself is not SOC 2 audited.)
• Encryption at Rest: All personal reflections, journal entries, and user content stored in our database are encrypted at rest using AES-256 encryption.
• Encryption in Transit: All data transmitted between your device and our servers is encrypted using TLS 1.2 or higher.
• Access Controls: Access to the production database is strictly limited to authorized personnel. We employ role-based access controls and audit logs.
• No Guarantee: While we implement industry-standard security measures, no method of electronic storage or internet transmission is 100% secure. We cannot guarantee absolute security.

5. Data Retention Schedule & Deletion

You retain full ownership of your data at all times. The following schedule governs how long we retain different categories of data:

How to Request Deletion

• In-App: Use the "Delete My Account & All Data" feature within app settings for immediate self-service deletion.
• By Email: Send a request to [email protected] with subject line "Data Deletion Request." We will verify your identity and confirm deletion within 30 calendar days.
• Inactive Accounts: Accounts inactive for 24 consecutive months may be flagged for deletion with 30 days prior email notice to the address on file.

6. Third-Party Services & Subprocessor List

MyBibleLens™ relies on the following trusted subprocessors to deliver the Service. Each has been selected for their security practices and commitment to data privacy. We maintain written agreements (data processing addenda or equivalent) with each subprocessor.

These third-party services operate under their own privacy policies and terms of service. We are not responsible for their independent data practices beyond what is governed by our processing agreements with them. We encourage you to review their policies. MBL will notify users of material changes to its subprocessor list with at least 30 days' advance notice where required.

7. Cookies & Tracking Technologies

MyBibleLens uses essential cookies and similar technologies solely to:

• Maintain your authenticated session.
• Remember your preferences and personalization settings.
• Ensure the security and functionality of the Service.

We do not use third-party advertising cookies, behavioral tracking pixels, or cross-site tracking technologies. We do not sell or share your data with advertisers.

8. Your Rights — GDPR (EEA, UK, Switzerland)

If you are located in the European Economic Area, the United Kingdom, or Switzerland, you have the following rights under the General Data Protection Regulation (GDPR) and applicable equivalent legislation. To exercise any of these rights, email [email protected] with subject line "GDPR Rights Request." We aim to respond within 30 calendar days, though we may extend this period as permitted by applicable law with notice to you (extendable by an additional 60 days for complex requests, with notice).

• Right of Access (Article 15): Request a copy of the personal data we hold about you, including the categories of data, purposes of processing, and recipients.
• Right to Rectification (Article 16): Request correction of inaccurate or incomplete personal data without undue delay.
• Right to Erasure / Right to Be Forgotten (Article 17): Request permanent deletion of your personal data where it is no longer necessary for the purpose it was collected, where you withdraw consent, or where processing is unlawful. See Section 5 for the deletion schedule.
• Right to Restrict Processing (Article 18): Request that we suspend processing of your data while a dispute over accuracy or lawfulness is resolved.
• Right to Data Portability (Article 20): Receive your personal data in a structured, commonly used, machine-readable format (JSON or CSV), and have the right to transmit it to another controller where technically feasible.
• Right to Object (Article 21): Object at any time to processing of your personal data based on legitimate interests or for direct marketing purposes. We will cease such processing unless we can demonstrate compelling legitimate grounds.
• Right to Withdraw Consent (Article 7(3)): Withdraw any previously given consent at any time without affecting the lawfulness of processing based on consent before its withdrawal.
• Right Not to Be Subject to Automated Decision-Making (Article 22): Not to be subject to solely automated decisions that produce significant legal or similarly significant effects. See Section 10b for our automated processing disclosure.
• Right to Lodge a Complaint: File a complaint with your local supervisory authority. In the EU, you may contact your national Data Protection Authority (DPA). In the UK, contact the Information Commissioner's Office (ICO) at ico.org.uk.

8b. Your Rights — CCPA/CPRA (California Residents)

If you are a California resident, the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA) grants you specific rights regarding your personal information. To submit a verifiable consumer request, email [email protected] with subject line "CCPA Rights Request." We aim to acknowledge your request within 10 business days, though response times may be extended during high-volume periods and respond within 45 calendar days (extendable by 45 days with notice).

Categories of Personal Information Collected

In the preceding 12 months, we have collected the following categories of personal information:

• Identifiers: Email address, display name, account ID
• Internet or other electronic network activity: Usage data, session logs, feature interaction data, browser/device type
• Geolocation data: General geographic location derived from IP address (not precise GPS)
• Audio/visual data: Voice recordings processed for transcription (deleted immediately after processing)
• Inferences drawn from other personal information: Personalization preferences derived from your feature usage
• Sensitive personal information: Religious and spiritual beliefs (contained in user-submitted journal entries and AI prompts)

Categories of Sources

• Directly from you (account registration, app usage, contact forms)
• Automatically from your device (usage analytics, log data)

Business or Commercial Purpose for Collection

To provide, maintain, secure, and improve the Service; to process subscription payments; to respond to support inquiries; to fulfill legal obligations; and to prevent fraud and unauthorized access.

Your CCPA/CPRA Rights

• Right to Know: Request disclosure of the specific personal information we have collected about you, the categories of sources, the business purpose for collection, and the categories of third parties with whom we have shared it.
• Right to Delete: Request deletion of personal information we have collected, subject to certain exceptions.
• Right to Correct: Request correction of inaccurate personal information (CPRA addition).
• Right to Opt-Out of Sale or Sharing: WE DO NOT SELL, SHARE, OR DISCLOSE YOUR PERSONAL INFORMATION FOR CROSS-CONTEXT BEHAVIORAL ADVERTISING. We do not sell your personal information to third parties as defined under the CCPA/CPRA. If this ever changes, we will provide a "Do Not Sell or Share My Personal Information" link and 30 days’ prior notice.
• Right to Limit Use of Sensitive Personal Information (SPI): Under the California Privacy Rights Act (CPRA), you have the right to direct MBL to limit the use and disclosure of your Sensitive Personal Information (including religious or philosophical beliefs reflected in your journal entries, AI prompts, prayers, and study reflections) to what is reasonably necessary to perform the Service or as otherwise permitted under CPRA § 7027. To exercise this right, email [email protected] with subject line "Limit the Use of My Sensitive Personal Information." You may also use the dedicated link in our website footer.
• Notice at Collection — Sensitive Personal Information: By using features such as the Reflections journal, Dream Journal, AI prompts, and prayer logs, you understand and acknowledge that you may be voluntarily providing Sensitive Personal Information (including religious or philosophical beliefs) to MBL. This information is processed solely to provide the Service to you and is never used for advertising, profiling, or AI model training. Where you reside in Washington State, your data may also be subject to the Washington My Health My Data Act; we afford you equivalent rights under that law where applicable.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA/CPRA rights. Exercising your rights will not result in denial of service, different pricing, or reduced quality of service.
• Authorized Agent Requests: You may designate an authorized agent to submit requests on your behalf. The agent must provide written proof of authorization, and we may require you to verify your identity directly.

Shine the Light (California Civil Code § 1798.83)

California residents may request, once per calendar year, a list of the categories of personal information disclosed to third parties for those third parties’ direct marketing purposes, and the names and addresses of those third parties. MyBibleLens™ does not disclose personal information to third parties for direct marketing purposes. If you have questions, email [email protected] with subject "Shine the Light Request."

Financial Incentive Programs

MyBibleLens™ offers a Founding Member pricing tier, which provides discounted subscription rates as a loyalty reward. Participation in this program requires creating an account and maintaining an active subscription. Founding Member pricing is not conditioned on waiving any privacy rights. The value of the discount is reasonably related to the value of providing continued subscription revenue to MBL. You may opt out of any financial incentive program by canceling your subscription at any time.

9. Age Restriction (18+) & Children's Privacy

MyBibleLens™ is intended exclusively for adults aged 18 and over. We do not knowingly market to, accept registrations from, or collect personal information from any individual under the age of 18 in any jurisdiction. This applies in the United States (including under the Children's Online Privacy Protection Act, COPPA), the European Economic Area (under GDPR Article 8), the United Kingdom (under the Age Appropriate Design Code), and all other jurisdictions where we operate.

If you are under 18, you may not create an account, access, or otherwise use the Service. If you become aware that an individual under the age of 18 has registered for an account or otherwise provided personal information to us, please report it to [email protected] with the subject line "Underage Account Report." We will promptly investigate and, where confirmed, terminate the account and delete associated personal information within a reasonable timeframe of verifying the report.

Account Representations and Verification: By creating an account, you represent and warrant that you are at least 18 years of age. We reserve the right, at our sole discretion, to request reasonable verification of age (such as a date-of-birth attestation, ID check, or other lawful method) and to suspend, restrict, or terminate any account we have reason to believe was created by a person under 18.

Family and Group Subscription Tiers: The Sanctuary and Kingdom subscription tiers permit multiple registered users under one administrative account. Each individual added to a family or group subscription must independently meet the 18+ age requirement, must have their own MyBibleLens™ account, and must individually agree to these policies. The administrator of a family or group tier is responsible for ensuring all members are 18 or older. We do not authorize the creation of accounts for, or use of seats by, individuals under 18 under any circumstances.

10. International Data Transfers

MyBibleLens™ is operated from the United States. All user data is stored on Supabase infrastructure, with servers primarily located in the United States. If you access the Service from outside the United States, including from the European Economic Area (EEA), United Kingdom, or Switzerland, your personal data will be transferred to, stored, and processed in the United States.

Transfer Mechanisms

• EU-U.S. Data Privacy Framework: To the extent our subprocessors (including Supabase, Google, Stripe, and Cloudflare) participate in the EU-U.S. Data Privacy Framework (DPF), UK Extension, or Swiss-U.S. DPF, we rely on those certifications as a transfer mechanism.
• Standard Contractual Clauses (SCCs): For transfers from the EEA that are not covered by an adequacy decision, we rely on the European Commission's Standard Contractual Clauses (2021 version) incorporated into our agreements with each subprocessor.
• UK International Data Transfer Addendum: For transfers from the UK, we rely on the UK International Data Transfer Addendum (IDTA) where applicable.

By using the Service from outside the United States, you acknowledge and consent to the transfer of your information to the United States under the safeguards described above. You may withdraw this consent by ceasing use of the Service, but this may affect your ability to access certain features.

10b. Automated Decision-Making

Some features of MyBibleLens™ involve automated processing of your personal data using artificial intelligence. Specifically:

• AI Feature Responses: The Lens AI agents (Lens Guide, Refiner, Etymology, Neuroscience, Philosopher, Dreams, Scripture Glow) automatically process text or audio inputs you provide to generate personalized outputs. These processes are automated but do not produce legal effects or otherwise significantly affect your rights.
• Content Personalization: Your usage patterns and preferences are automatically processed to personalize your in-app experience (e.g., suggested content in the Personalization Palette). This processing does not produce decisions that have legal or similarly significant effects on you.
• No Profiling for External Decisions: We do not engage in automated profiling that produces decisions about you for credit, employment, insurance, housing, or any other purpose that would have a legal or similarly significant effect on your life outside the app.

You have the right under GDPR Article 22 not to be subject to solely automated decisions that produce significant effects. If you believe any automated process has produced such a decision affecting your account or access to the Service, contact us at [email protected].

10c. Data Breach Notification

In the event of a personal data breach that is likely to result in a risk to your rights and freedoms, MyBibleLens™ will:

• Notify Supervisory Authorities: Report the breach to the relevant data protection supervisory authority (where required under GDPR Article 33) without undue delay and, where feasible, within 72 hours of becoming aware of the breach.
• Notify Affected Users: Where the breach is likely to result in a high risk to your rights and freedoms, notify you without undue delay with a description of the nature of the breach, the categories and approximate number of records affected, likely consequences, and the measures taken or proposed to address the breach (GDPR Article 34).
• Subprocessor Breaches: Our subprocessors are contractually required to notify us of any breach affecting our users’ data without undue delay and within sufficient time to allow us to meet our 72-hour regulatory reporting obligation.
• Internal Response: We maintain an incident response plan and will investigate, contain, and remediate any breach as a matter of the highest priority. Breach notifications will be sent to the email address on your account.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. When we make material changes, we will update the "Effective Date" at the top of this page and, where required by applicable law, notify you via email or in-app notification at least 30 days before the changes take effect. For non-material changes, the updated policy is effective upon posting. Your continued use of the Service after the effective date of any change constitutes acceptance of the updated policy.

12. Privacy Contact

If you have any questions about this Privacy Policy, our data practices, or wish to exercise any of your data rights, contact us at:

Denzel Rigaud, as Founder and Data Controller of MyBibleLens™, serves as the primary point of contact for data subjects and supervisory authorities on matters related to the processing of personal data and the exercise of data subject rights. MyBibleLens™ has not formally appointed a Data Protection Officer (DPO) under GDPR Article 37, as our processing activities currently fall below the threshold requiring a designated DPO. We will appoint an independent DPO as required if our processing activities expand to meet that threshold.

1. Acceptance of Terms

By creating an account, accessing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any additional guidelines or policies referenced herein. These Terms apply to all users of the Service, including registered users, visitors, and any person who interacts with the Service.

2. Eligibility

You must be at least 18 years of age to use the Service. By creating an account, accessing, or otherwise using the Service, you represent and warrant that you are at least 18 years old. The Service is not directed to, intended for, or available to any individual under the age of 18, and we do not knowingly collect personal information from such individuals. We reserve the right to request reasonable proof of age and to suspend, terminate, or delete any account that we have reason to believe was created by, or is being used by, a person under 18.

3. Description of Service

MyBibleLens is an AI-powered spiritual research and personal growth platform. The Service provides:

• The Lens: AI-powered agents (including The Refiner, Etymology, Neuroscience, Philosopher, and Dreams modes) that generate text-based insights in response to user inputs.
• Study Tools: Including the Study Repository, Infinite Canvas, Reflections, The Orb, and the Beloved community features.
• The Pure Existence Exchange: A curated affiliate marketplace featuring non-toxic lifestyle products.
• The Apostolic Profile: A personalization system that stores your preferences and session data.

4. AI Technology Disclosure & Disclaimer

MyBibleLens utilizes third-party Large Language Models (LLMs) provided by OpenAI and Google Gemini. You acknowledge and agree that:

• AI-Generated Content: All output from the Lens — including theological interpretations, scriptural analyses, neuroscience references, etymological breakdowns, dream interpretations, and "Refinement" or "Inversion" logic — is generated by artificial intelligence and may contain inaccuracies, errors, or hallucinations.
• No Guarantee of Accuracy: AI-generated content may not accurately reflect established theology, peer-reviewed science, verified historical facts, or any other domain of knowledge. The output is probabilistic, not deterministic.
• Supplementary Tool Only: The Lens is intended as a supplementary tool for personal spiritual exploration. It is not a replacement for personal Bible study, pastoral counsel, academic research, or consultation with qualified professionals.
• Your Responsibility: You are solely responsible for evaluating, verifying, and acting upon any AI-generated content. You must not rely on AI output as a sole source of truth, factual information, or the basis for any material decision.
• Automated System: You are interacting with an automated AI system, not a human being. No representation is made that any AI output constitutes human advice, opinion, or endorsement.

5. Non-Professional Advice Disclaimer

The Service is provided for spiritual, educational, and personal growth purposes only. You expressly acknowledge and agree that:

• The Service is NOT a substitute for licensed therapy, counseling, psychiatric care, or any form of mental health treatment.
• The Service is NOT a substitute for medical advice, diagnosis, or treatment from a qualified healthcare provider.
• The Service is NOT a substitute for legal, financial, or any other form of professional advice.
• The Service does NOT provide clinical, diagnostic, or therapeutic interventions of any kind.
• "The Refiner" feature provides AI-generated perspectives on personal struggles and is NOT a form of therapy, clinical assessment, or medical intervention. It is a spiritual reflection tool.

If you are experiencing a mental health crisis, medical emergency, or any situation requiring professional intervention, discontinue use of the Service and contact a qualified professional or emergency service immediately.

6. Mental Health & Crisis Disclaimer

MyBibleLens includes a hard-coded link to the 988 Suicide & Crisis Lifeline within the app settings. However, MyBibleLens is NOT a crisis intervention tool, emergency service, or substitute for professional crisis counseling. The AI agents are NOT trained, equipped, or authorized to handle mental health emergencies. If you are in crisis, please seek help from qualified professionals immediately.

7. The Pure Existence Exchange — Affiliate & No-Endorsement Disclosure

The Pure Existence Exchange is a curated marketplace within MyBibleLens™ that features links to third-party products and services. You acknowledge and agree that:

• Affiliate Disclosure (FTC 16 CFR Part 255 · Clear & Conspicuous): MyBibleLens™ may receive a commission, referral fee, or other financial compensation when you purchase products through affiliate links in the Pure Existence Exchange. The presence of an affiliate relationship is disclosed at or near the point of recommendation in addition to this Section. This does not affect the price you pay.
• Third-Party Products. All products and services featured in the Pure Existence Exchange are manufactured, sold, fulfilled, and supported by independent third-party vendors. MyBibleLens™ does NOT manufacture, produce, warehouse, ship, distribute, or control these products or services.
• No Independent Testing or Verification. MyBibleLens™ does not conduct independent safety, quality, efficacy, or regulatory testing on any product or service featured in the Pure Existence Exchange. We do not vet, verify, certify, or guarantee the safety, accuracy of advertised claims, fitness for any purpose, regulatory compliance, or effectiveness of any third-party product or service. Use of any third-party product or service is at the user's sole risk.
• No Endorsement. Inclusion of a product or service in the Pure Existence Exchange does not constitute a medical, scientific, regulatory, or professional endorsement; a safety certification; a representation of efficacy; or a recommendation of suitability for any individual circumstance. Product listings are curated based on alignment with general lifestyle themes, not clinical evaluation.
• No Health Claims. Notwithstanding any language used by a third-party vendor (including terms such as "non-toxic," "detox," "purify," "clean," or similar), MyBibleLens™ does not represent that any product cures, treats, prevents, or mitigates any disease or condition. Any decisions regarding health, diet, or environmental exposure should be made in consultation with a qualified medical professional. See also Section 8 (Health Claims Disclaimer).
• Your Responsibility. You are solely responsible for researching, evaluating, and making purchasing decisions. You assume all risk associated with the purchase and use of third-party products and services, including any health, safety, financial, or other consequences.
• Disputes With Vendors. Any dispute regarding a product or service purchased through the Pure Existence Exchange must be resolved directly with the relevant third-party vendor. MyBibleLens™ is not a party to any transaction between you and a third-party vendor and accepts no liability for those transactions, including for refunds, returns, warranty claims, or product defects.

8. Health Claims Disclaimer

Certain content within MyBibleLens — including references to the "32 Modern Disruptors," discussions of environmental toxins, electromagnetic fields, water quality, and other lifestyle topics — represents the personal observations and spiritual perspective of the Founder. You acknowledge and agree that:

• Such content constitutes environmental and lifestyle commentary, not medical or scientific claims.
• No content within the Service has been evaluated, approved, or endorsed by the U.S. Food and Drug Administration (FDA), the Environmental Protection Agency (EPA), or any other regulatory body.
• The Service does not diagnose, treat, cure, or prevent any disease or medical condition.
• Products featured in the Pure Existence Exchange are not FDA-approved medical devices or treatments.
• You should consult a qualified healthcare provider before making any health-related decisions based on content in the Service.

9. User Content & Ownership

• Your Content: You retain full ownership of all content you create within the Service — including reflections, journal entries, canvas data, notes, and AI interaction inputs ("User Content").
• License to MBL: By using the Service, you grant MBL a limited, non-exclusive, royalty-free license to process, store, and display your User Content solely for the purpose of providing the Service to you. We do not use your User Content for any other purpose.
• No AI Training: Your User Content is not used to train, fine-tune, or improve any AI model.
• Responsibility: You are responsible for ensuring that your User Content does not violate any applicable laws or these Terms.

10. Prohibited Conduct

You agree not to use the Service to:

• Violate any applicable local, state, national, or international law or regulation.
• Generate, distribute, or store content that is harassing, abusive, threatening, defamatory, obscene, or otherwise objectionable.
• Engage in hate speech, discrimination, or targeted harassment of any individual or group.
• Attempt to reverse-engineer, decompile, or extract the source code, algorithms, prompts, or underlying models of the Service.
• Use automated systems (bots, scrapers, etc.) to access the Service without authorization.
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity.
• Circumvent, disable, or interfere with any security features or usage limits of the Service.
• Use AI-generated output to create content that misrepresents AI output as human-authored professional advice (medical, legal, financial, therapeutic).
• Use the Service for any commercial purpose not expressly authorized by MBL.

We reserve the right to suspend or permanently terminate accounts that violate these terms without prior notice.

11. Intellectual Property

All intellectual property rights in the Service — including but not limited to the MyBibleLens™ name, logo, the Lens branding, the Pure Existence Exchange branding, UI/UX design, custom AI prompt architecture, original content, and software code — are owned by MyBibleLens and Denzel Rigaud.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or publicly perform any portion of the Service without prior written consent.

12. Account Termination

• By You: You may terminate your account at any time using the in-app deletion feature or by emailing [email protected].
• By MBL: We may suspend or terminate your account at our sole discretion if you violate these Terms, engage in prohibited conduct, or for any other reason with or without notice.
• Effect of Termination: Upon termination, your right to use the Service ceases immediately. We will delete your data in accordance with our Privacy Policy.

13. Disclaimer of Warranties

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

• MYBIBLELENS, ITS FOUNDER, AFFILIATES, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES.
• OUR AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID FOR THE SERVICE IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100 USD).
• THIS LIMITATION APPLIES REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF MYBIBLELENS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

15. Indemnification

You agree to indemnify, defend, and hold harmless MyBibleLens, its Founder, officers, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with: (a) your use of the Service; (b) your User Content; (c) your violation of these Terms; or (d) your violation of any third-party rights.

16. Dispute Resolution & Governing Law

• Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.
• Informal Resolution: Before filing any formal claim, you agree to first attempt to resolve the dispute informally by contacting us at [email protected]. We will attempt to resolve the dispute within 30 days.
• Arbitration: If informal resolution fails, any dispute arising out of or relating to these Terms or the Service shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration shall take place in the State of Florida.
• Class Action Waiver: YOU AND MYBIBLELENS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
• Small Claims Court: Either party may bring a qualifying claim in small claims court.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Effective Date" at the top of this page and, where appropriate, notify you via email or in-app notification. Your continued use of the Service after the effective date of any modification constitutes your acceptance of the modified Terms.

19. Contact

For questions about these Terms, contact us at:

1. License Grant & Scope

Subject to your full compliance with this Agreement and timely payment of any applicable subscription fees, MyBibleLens™ grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to:

• Install and use the Application on devices you personally own or control;
• Access and use the features and content made available within the Application in accordance with the subscription tier you have purchased;
• Use the Service solely for personal, non-commercial spiritual research, study, and personal growth purposes.

This license does not include any right to resell or commercially exploit the Application or its content; to copy, distribute, transmit, or display any part of the Application in a manner inconsistent with this Agreement; or to use the Application as a platform or development environment to build a competing service. The Application is licensed, not sold. You acknowledge that no title to or ownership of the Application is transferred to you under this Agreement.

2. License Restrictions

You expressly agree not to, and shall not permit any third party to:

• Reverse engineer, decompile, or disassemble the Application or any part thereof, including any underlying AI prompt architecture, algorithms, or source code, except to the extent expressly permitted by applicable law;
• Copy, modify, or create derivative works based upon the Application or any portion thereof, including its UI/UX design, system architecture, or original content;
• Redistribute, sublicense, sell, rent, lease, transfer, assign, or otherwise dispose of the Application or the license granted herein;
• Remove or alter any proprietary notices, labels, watermarks, or copyright notices from the Application;
• Use the Application to develop a competing product, service, or application;
• Use automated systems (bots, scrapers, crawlers, spiders) to access, collect, or extract data from the Application without express written authorization;
• Frame or mirror any content from the Application on any other server or device;
• Use the Application in any manner that violates applicable local, state, federal, or international law or regulation.

3. Automatic Updates & Modifications

MyBibleLens™ reserves the right to modify, update, enhance, or discontinue the Application or any feature thereof at any time. You acknowledge and agree that:

• Automatic Updates: The Application may automatically download and install updates, patches, bug fixes, or new features. By using the Application, you consent to such automatic updates.
• No Obligation to Maintain Features: We reserve the right to modify, suspend, or permanently remove any feature, tool, AI agent, or content from the Application at any time without liability to you, provided that core functionality available under your paid subscription tier remains accessible.
• Material Changes: For material changes to the Application that significantly affect paid subscription features, we will provide at least 14 days’ prior notice via email or in-app notification.
• Continued Use = Acceptance: Your continued use of the Application after any modification constitutes your acceptance of the modified Application.

4. Third-Party Services & Subprocessors

The Application integrates with the following trusted third-party AI providers and infrastructure services ("Subprocessors"). By using the Application, you acknowledge and consent to the processing of your data by these Subprocessors as described:

• Google Gemini 1.5 Flash (Google LLC): Primary AI for Lens Guide, Refiner, Etymology, Neuroscience, Philosopher, Dreams, and Study Cards. Text prompts transmitted to Google API. Terms: ai.google.dev/terms
• OpenAI DALL-E 3 (OpenAI, LLC): Powers Scripture Glow AI artwork generation. Your verse text and style preferences are transmitted as prompts. Policy: openai.com/policies/privacy-policy
• OpenAI Whisper (OpenAI, LLC): Powers voice-to-text transcription. Your audio is transmitted, transcribed, and immediately deleted. Only resulting text is retained.
• OpenRouter / Claude (Anthropic via OpenRouter): Backup AI routing layer for uninterrupted service. Text prompts only. Policy: openrouter.ai/privacy
• Supabase (Supabase Inc.): Database, authentication, real-time sync, and file storage. Supabase maintains its own independent SOC 2 Type II attestation; MyBibleLens™ itself is not separately SOC 2 audited. Policy: supabase.com/privacy
• Stripe (Stripe, Inc.): Payment processing and subscription management. MBL does not store payment card numbers. Policy: stripe.com/privacy
• Cloudflare (Cloudflare, Inc.): CDN, DDoS protection, and DNS security. Processes IP addresses and request metadata. Policy: cloudflare.com/privacypolicy

We have executed data processing agreements with each applicable Subprocessor. Each Subprocessor is contractually prohibited from using your data for any purpose other than providing services to MBL.

5. User Content, AI-Generated Outputs & Copyright

5.1 Your User Content & Warranties

“User Content” means any text, scripture passages, journal entries, prompts, audio, images, or other materials you input, upload, or submit to the Application. You represent and warrant that: (a) you own, or have all necessary licenses, rights, consents, and permissions to provide and use any User Content (including any text or media you input into the Lens for transformation or analysis) in connection with the Service; (b) your User Content does not infringe, misappropriate, or violate any third party's intellectual property, privacy, publicity, contractual, or other rights; and (c) your User Content complies with all applicable laws and with the Acceptable Use Policy.

5.2 Bible Translation Licensing — User Responsibility

Many modern Bible translations (including but not limited to the New International Version (NIV), New Living Translation (NLT), English Standard Version (ESV), Christian Standard Bible (CSB), and others) are copyrighted works licensed by their respective publishers. The King James Version (KJV) and certain other older translations are in the public domain. You are solely responsible for ensuring that any Bible text or translation you input, upload, transform, or share through the Application is either in the public domain or properly licensed for the use you intend. MBL does not pre-clear, license, or warrant the rights status of user-supplied scripture text. The Application's reading and reference features default to public-domain translations where available; if the Application offers integration with copyrighted translations, that integration is subject to separately disclosed licensing arrangements with the relevant publishers.

5.3 AI-Generated Outputs & Ownership

You own what you create, subject to applicable law. To the maximum extent permitted by applicable law, AI-generated outputs produced through your personal interaction with MyBibleLens™ — including Scripture Glow artwork, voice-to-text transcriptions, AI-assisted study notes and flashcards, dream journal interpretations, and Infinite Canvas compositions — may be used, shared, printed, or distributed by you, subject to the limitations in this Section 5.

Copyright Status of AI Outputs. You acknowledge that, per current U.S. Copyright Office guidance (2023–2024), purely AI-generated content without sufficient human creative input may not be eligible for human-authored copyright protection. The legal status of AI-generated outputs in your jurisdiction may be uncertain or evolving, and MBL makes no warranty regarding the copyrightability, registrability, or commercial exploitability of any AI output.

Right of Publicity / Likeness Restriction. You agree not to use Scripture Glow, the Lens, or any other AI feature to generate images, audio, or text depicting identifiable living individuals (including but not limited to the Pope, prominent religious leaders, public figures, or other named individuals) without their express written consent. You are solely responsible for any right-of-publicity, defamation, or privacy claims arising from such generated content, and you agree to indemnify MBL accordingly under Section 15.

5.4 MBL's Reserved Rights

The following remain the exclusive intellectual property of MyBibleLens™ and its licensors and are not transferred to you: (a) the AI models and APIs used to generate outputs; (b) the proprietary prompt architecture, system instructions, and persona design underlying all MBL AI agents; (c) the Application's code, UI/UX design, branding, marks, and all original editorial content; and (d) aggregated, anonymized derivative insights from general usage patterns.

5.5 License Back to MBL

You grant MBL a limited, non-exclusive, royalty-free, worldwide license to host, store, process, transmit, display, and create technical copies of your User Content solely to provide the Service to you and to comply with legal obligations. This license does not authorize MBL to use your content for advertising, to train its own or any third party's AI models, or to share it with third parties outside the scope of service delivery, except as expressly disclosed in the Privacy Policy or with your separate consent.

6. AI Accuracy Disclaimer, Protected-Groups Notice & Crisis Filtering

6.1 General AI Accuracy Disclaimer

You expressly acknowledge and agree that:

• The Application is an interpretive aid and exploratory study tool only. Outputs are designed to assist reflection — they are not authoritative interpretations of Scripture, statements of doctrine, or substitutes for the Holy Scripture itself, qualified pastoral counsel, ordained ministry, certified theological education, mental health counseling, medical advice, legal advice, financial advice, or any other professional service.
• AI outputs may contain errors, inaccuracies, biases, or hallucinations. Large Language Models are probabilistic systems that may produce content that is incorrect, outdated, theologically inconsistent, or non-doctrinal. You are responsible for vetting AI responses against official scriptural texts and trusted pastoral guidance before sharing or acting upon them. AI-generated content does not reflect the views of MBL.
• No claim of accuracy, reliability, or guaranteed spiritual clarity. MBL makes no representation that AI outputs are accurate, complete, current, doctrinally correct, free from bias, or suitable for any particular purpose. The Application is offered "as-is" and "as-available."
• Dream interpretations are speculative and spiritual in nature, not psychological diagnosis. The Dream Journal AI provides spiritual reflection prompts, not clinical analysis.
• Scripture Glow images are creative visual generations produced by third-party AI image models. They are not canonical religious imagery or official theological content. Per the U.S. Copyright Office (2023–2024 guidance), purely AI-generated images may not be eligible for human-authored copyright protection.
• You bear sole responsibility for evaluating and making any decisions based on AI-generated content. MBL expressly disclaims all liability for decisions made in reliance on AI outputs.
• Automated content is not human advice. You are interacting with an AI system, not a pastor, counselor, theologian, doctor, lawyer, or financial advisor.

6.2 AI Output Disclaimer — Protected Groups

The Application's AI features may, in response to user prompts, generate content that touches on sensitive theological topics including those involving race, ethnicity, gender, sexual orientation, religion, disability, age, or other protected characteristics. Any such AI-generated content does not reflect the views, endorsement, or doctrinal position of MyBibleLens™ or its founder. AI outputs are mechanically generated probabilistic responses and are not authored, reviewed, or approved by MBL. Users are solely responsible for evaluating AI responses against official scriptural texts and applicable laws before sharing, distributing, or acting upon them. MBL prohibits the use of the Application to generate, share, or amplify hate speech, harassment, or content that targets any individual or group on the basis of a protected characteristic, as set forth in the Acceptable Use Policy.

6.3 Crisis Filtering & Duty-to-Warn Limitation

The Application implements automated content filters designed to detect and respond to certain crisis-related language (including, where reasonably feasible, expressions related to self-harm, suicidal ideation, or harm to others) by displaying mental-health and emergency-services resources. However, MBL does not guarantee that these filters will detect every instance of crisis language, that resources will be displayed in every applicable case, or that the Application is monitored 24/7. The Application is not, and is not held out as, an emergency response system, crisis hotline, suicide prevention service, or substitute for licensed mental-health care. If you or someone you know is in crisis, you must contact emergency services (911 in the United States), the 988 Suicide & Crisis Lifeline, or another qualified emergency provider immediately. MBL expressly disclaims any duty to monitor user content in real time, intervene in any user crisis, or contact emergency services on behalf of any user, except as required by applicable law.

6.4 Doctrinal Neutrality Statement

MyBibleLens™ is an interpretive Christian-rooted study tool designed to help individuals explore Scripture from multiple lenses. It does not represent, endorse, or align with any specific Christian denomination, communion, or theological tradition. Branding terminology used within the Application (such as "Apostle," "Sanctuary," "Kingdom," "Beloved," or "Apostolic Profile") is product nomenclature only and is not intended to convey denominational identity, sacramental authority, or formal religious office. Users should not rely on the Application as a source of denominational instruction.

7. Data Collection & Processing

Your use of the Application involves collection and processing of personal data as described in the MyBibleLens™ Privacy Policy, incorporated herein by reference. Key disclosures:

• Data We Collect: Account data (email, display name), user-generated content (journal entries, reflections, canvas data), usage analytics, and technical log data.
• What Is Sent to AI Providers: Text prompts and voice audio (for transcription only). We do not transmit your name, email, payment information, or passwords to AI providers.
• What Is NOT Sent to AI Providers: Your identity, contact information, financial data, account credentials, full account history, or any data not directly necessary to generate your requested AI output.
• No AI Training on Your Data: Your personal content is not used to train, fine-tune, or improve any AI model. We configure our AI API integrations to opt out of training data retention wherever technically possible.
• Your Rights: You retain full ownership of your data. See Privacy Policy Sections 8 and 8b for your GDPR and CCPA/CPRA rights respectively.

8. Stewardship of Your Data

We view data protection as a sacred responsibility — a stewardship of trust. Your journal entries, reflections, canvas creations, and every private thought you entrust to this sanctuary are held with the same reverence we hold for the Word itself. The sanctity of your private reflection is non-negotiable.

We will never sell, rent, or trade your personal spiritual data to any advertiser, data broker, or third party for commercial purposes. Your innermost thoughts stay locked inside your sanctuary. This commitment is not merely a legal obligation — it is the founding principle of this platform. "Regardless of religious or spiritual label, the core message of humanity is compassion, love and kindness."

9. Subscription Terms & Payment

Subscription Tiers

MyBibleLens™ offers: Seeker (Free), Apostle (Individual Paid), Sanctuary (Family), Kingdom (Church), and Founding Member. Features at each tier are described at mybiblelens.us.

Auto-Renewal

Paid subscriptions automatically renew at the end of each billing cycle at the then-current subscription price unless you cancel before the renewal date. You will receive a renewal reminder at least 7 days before any annual subscription renews.

Cancellation

You may cancel at any time through the member portal at mybiblelens.us or by emailing [email protected]. Cancellation takes effect at the end of the current billing period.

Refund Policy

All subscription fees are non-refundable except as required by applicable law or within the following window: Refund requests submitted within 14 calendar days of the initial purchase will be honored in full, provided the account has not been used in violation of this Agreement. Renewal charges are non-refundable. Email [email protected] with subject line "Refund Request" within the 14-day window.

Price Changes

We may modify subscription pricing at any time. For existing subscribers, price changes will take effect at the next renewal cycle following at least 30 days’ prior written notice via email. If you do not agree to a price change, you must cancel before the new price takes effect.

Payment Processing

All payments are processed by Stripe, Inc. By providing payment information, you agree to Stripe’s Terms of Service. MBL does not store your payment card number or full financial information on its own servers.

10. Age Restriction (18+) & COPPA Compliance

MyBibleLens™ is intended for adult use only. The Sanctuary (Family) and Kingdom (Church) tiers allow multiple verified adult members under one administrative subscription. Each member must independently be 18 or older.

• 18+ Only: The Application is intended exclusively for individuals aged 18 and over. We do not knowingly accept registrations from, market to, or collect personal information from any individual under 18 in any jurisdiction, including under COPPA (United States), GDPR Article 8 (EEA), and the UK Age Appropriate Design Code.
• Underage Account Reports: If you have reason to believe a person under 18 has registered for or accessed the Application, contact [email protected] with subject line "Underage Account Report." We will investigate and, where confirmed, terminate the account and delete associated personal information within a reasonable timeframe of verification.
• Account Representations & Verification: By creating an account you represent and warrant that you are at least 18 years of age. We reserve the right to request reasonable proof of age and to suspend or terminate any account that we have reason to believe is held by a person under 18.
• Family & Group Tiers: Each individual member added to a Sanctuary or Kingdom subscription must independently meet the 18+ requirement and must have their own MyBibleLens™ account. Administrators of family or group tiers are responsible for ensuring all members are 18 or older.

11. Prohibited Conduct

You agree not to engage in any of the following. Violations may result in immediate suspension, permanent termination, forfeiture of subscription fees, and legal action:

1. Violate any applicable local, state, national, or international law or regulation, including privacy laws, intellectual property laws, and export control regulations.
2. Generate, upload, transmit, or store content that is unlawfully obscene, pornographic, defamatory, harassing, threatening, abusive, or discriminatory on the basis of race, ethnicity, religion, gender, sexual orientation, disability, or national origin.
3. Engage in hate speech, incitement to violence, or promotion of ideologies that advocate for the harm or elimination of any group of people.
4. Harass, intimidate, bully, stalk, or target any individual or group with malicious content.
5. Attempt to reverse-engineer, decompile, disassemble, or extract the source code, proprietary prompt architecture, system instructions, or underlying AI models of the Application.
6. Use automated systems (bots, scrapers, API abuse scripts) to access, extract, or harvest data from the Application without prior written authorization.
7. Impersonate any person or entity, including MBL personnel, or misrepresent your affiliation with any person or entity.
8. Circumvent, disable, or interfere with any security, authentication, rate-limiting, or usage enforcement mechanisms of the Application.
9. Attempt to gain unauthorized access to any user’s account, data, or the underlying server infrastructure.
10. Use the Application or AI output to create, distribute, or promote spam, phishing attacks, malware, or fraudulent content.
11. Misrepresent AI-generated output as human-authored professional advice — medical, legal, financial, psychiatric, or pastoral — to yourself or others.
12. Attempt to manipulate, jailbreak, or inject adversarial prompts into the AI agents to bypass safety filters, generate prohibited content, or extract system-level instructions ("prompt injection").
13. Use the Application for any commercial purpose not expressly authorized by MBL, including building a competing product, reselling access, or monetizing AI outputs at scale.
14. Distribute denial-of-service attacks, network floods, or any attack against MBL’s infrastructure or third-party systems (DDoS).
15. Upload or introduce viruses, trojans, worms, ransomware, or any malicious code into the Application or its infrastructure.
16. Engage in unauthorized collection of other users’ personal data, contact information, or spiritual content without their knowledge and consent.
17. Engage in any conduct that damages, disrupts, or adversely affects the integrity, performance, or availability of the Application.

12. Intellectual Property Rights

MyBibleLens™ and Denzel Rigaud own and retain all right, title, and interest in and to the following (collectively, the "MBL IP"):

• Trademarks: "MyBibleLens," the MyBibleLens™ logo, "The Lens," "Lens Guide," "The Refiner," "Scripture Glow," "The Orb," "Pure Existence Exchange," "Apostolic Profile," and all other MBL product and feature names are trademarks or service marks of MyBibleLens™ and Denzel Rigaud. You may not use these marks without prior written permission.
• Copyrights: All original Application content, including UI/UX design, graphics, editorial text, instructional content, onboarding flows, and original AI persona designs, are protected by copyright and owned exclusively by MBL.
• Trade Secrets: The proprietary prompt engineering architecture, system instructions, AI agent personas, and technical implementation of the Lens features constitute valuable trade secrets of MBL. Any attempt to extract, replicate, or reverse-engineer these systems is strictly prohibited.
• Software: The Application’s source code, object code, APIs, and related technical components are proprietary to MBL and protected by applicable intellectual property laws.

Nothing in this Agreement transfers any MBL IP to you. All rights not expressly granted are reserved by MBL.

13. Disclaimer of Warranties

14. Limitation of Liability

15. Indemnification

To the fullest extent permitted by applicable law, you agree to indemnify, defend (with counsel reasonably acceptable to MBL), and hold harmless MyBibleLens™, Denzel Rigaud, and their respective officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, demands, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of or access to the Application; (b) your User Content; (c) your violation of this Agreement, the Terms of Service, or the Privacy Policy; (d) your violation of any applicable law or third-party right; (e) any misrepresentation made by you; or (f) your reliance on AI-generated content in a manner contrary to the disclaimers in this Agreement.

16. Dispute Resolution, Arbitration & Class Action Waiver

16.1 Informal Dispute Resolution (Required First Step)

Before filing any formal legal claim, you agree to first attempt informal resolution by sending written notice to [email protected] with the subject line "Notice of Dispute," describing your name, account email, the nature of the dispute, and the specific relief sought. The parties will negotiate in good faith for 30 calendar days from receipt of such notice. If the dispute is not resolved within that 30-day period, either party may proceed to arbitration as set forth below.

16.2 Binding Individual Arbitration

Any dispute, claim, or controversy arising out of or relating to this Agreement, the Service, or the relationship between you and MBL that is not resolved through informal dispute resolution shall be resolved exclusively through final and binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules in effect at the time the arbitration is commenced. The Federal Arbitration Act (9 U.S.C. § 1 et seq.) governs the interpretation and enforcement of this arbitration agreement. The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this agreement to arbitrate, including any claim that all or any part of this agreement is void or voidable.

The arbitration shall be conducted in Broward County, Florida, or, at your election, by videoconference, by telephone, or based on written submissions only. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

16.3 Arbitration Fees — MBL Pays for Small Claims

For any claim where the total amount in controversy is less than US$10,000, MBL will pay all AAA filing, administrative, hearing, and arbitrator fees, except that you remain responsible for paying your own attorneys' fees and costs unless awarded under applicable law. For claims of US$10,000 or more, fees shall be allocated as provided in the AAA Consumer Arbitration Rules. This fee-payment provision is intended to ensure that the cost of arbitration does not deter you from pursuing legitimate claims, and is an essential and non-severable element of this arbitration agreement.

16.4 Class Action Waiver

YOU AND MYBIBLELENS AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN ITS OR YOUR INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE PROCEEDING. Unless both you and MBL expressly agree otherwise in writing, the arbitrator may not consolidate or join more than one person's or party's claims, and may not otherwise preside over any form of consolidated, representative, or class proceeding. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. This Class Action Waiver is an essential and non-severable element of this Agreement to Arbitrate. If a court of competent jurisdiction finds this Class Action Waiver to be unenforceable, then the entirety of Section 16.2 (Binding Individual Arbitration) shall be null and void, and the dispute shall instead be resolved in court as provided in Section 16.9.

16.5 California Public Injunctive Relief Carve-Out (McGill v. Citibank)

Notwithstanding any other provision of this Agreement, if you are a California resident and your dispute seeks public injunctive relief (i.e., injunctive relief that has the primary purpose and effect of prohibiting unlawful acts that threaten future injury to the general public, as defined in McGill v. Citibank, N.A., 2 Cal. 5th 945 (2017)), that claim for public injunctive relief shall not be subject to arbitration and may instead be brought in a court of competent jurisdiction in California. All other claims and remedies between the parties shall remain subject to this Agreement to Arbitrate. If a court determines that this carve-out is itself invalid or unenforceable, that determination shall not invalidate the rest of this Section 16.

16.6 Mass Arbitration Procedures

If 25 or more individual demands for arbitration of a similar nature are filed against MBL by or with the assistance of the same law firm or coordinated group of law firms within any 60-day period ("Mass Arbitration Demands"), the parties agree to the following batch-handling procedures, which shall supersede any contrary AAA rules: (a) Mass Arbitration Demands shall be batched in groups of no more than 50 cases for AAA administrative-fee, scheduling, and case-management purposes; (b) MBL and claimants shall each select 10 "bellwether" cases to proceed first; (c) the remaining cases shall be stayed pending resolution of the bellwether cases, after which the parties shall participate in a global mediation session before any further individual arbitrations proceed; and (d) statutes of limitations and any contractual time limits applicable to non-bellwether cases shall be tolled during the stay. This subsection is intended to facilitate fair and efficient resolution of mass arbitration claims and is an essential element of this Agreement.

16.7 30-Day Right to Opt Out of Arbitration

You have the right to opt out of and not be bound by this Agreement to Arbitrate (Sections 16.2–16.6) by sending written notice of your decision to opt out to [email protected] with the subject line "Arbitration Opt-Out" within 30 calendar days of the date you first accepted this Agreement (or any material amendment to this Section 16). Your notice must include your full name, the email address associated with your MyBibleLens™ account, and a clear statement that you wish to opt out. If you opt out, neither you nor MBL will be required to arbitrate any dispute with the other, and any disputes shall be resolved as set forth in Section 16.9. Opting out of arbitration will not affect any other provision of this Agreement, your right to use the Service, or your subscription. Opt-out notices received after the 30-day period will not be effective.

16.8 Small Claims Court Exception

Notwithstanding the foregoing, either party may bring a qualifying individual claim in small claims court located in Broward County, Florida (or, for claims by you, in the small claims court of your county of residence if available) without first engaging in informal dispute resolution or arbitration, provided the claim remains in that court and on an individual (non-class, non-representative) basis.

16.9 Governing Law & Venue (If Arbitration Does Not Apply)

If, for any reason, a claim or dispute is not subject to arbitration under this Section 16 (including by reason of opt-out under Section 16.7 or the unenforceability of Section 16.4), this Agreement shall be governed by the laws of the State of Florida (without regard to its conflict-of-law principles), and the parties consent to the exclusive personal and subject-matter jurisdiction and venue of the state and federal courts located in Broward County, Florida. The parties further knowingly and voluntarily waive any right to a jury trial in any such proceeding to the maximum extent permitted by law.

16.10 Severability of This Section

If any provision of this Section 16 (other than the Class Action Waiver in Section 16.4 and the fee-payment provision in Section 16.3, which are non-severable as expressly stated) is found to be invalid or unenforceable, the remaining provisions of this Section 16 shall remain in full force and effect, and the invalid provision shall be reformed only to the minimum extent necessary to make it enforceable.

17. Termination

• By You: You may terminate this Agreement at any time by ceasing to use the Application and canceling your subscription through the member portal.
• By MBL: We may suspend or permanently terminate your license and account at our sole discretion, with or without notice, if you breach any provision of this Agreement, the Terms of Service, or the Acceptable Use Policy; your conduct is harmful to other users or MBL; or required by law or court order.
• Effect of Termination: Upon termination: (a) all licenses granted to you immediately cease; (b) you must stop using the Application; (c) MBL will delete your data per the Privacy Policy. Sections 5, 11–16, 18–23 survive termination.
• Data Export: You may request a data export within 30 days of termination.

18. Severability, Entire Agreement & No Waiver

• Severability: If any provision of this Agreement is found invalid or unenforceable, it shall be modified to the minimum extent necessary, and the remaining provisions continue in full force.
• Entire Agreement: This Agreement, together with the MyBibleLens Terms of Service and Privacy Policy, constitutes the entire agreement between you and MBL regarding the Application and supersedes all prior agreements and understandings on the same subject matter.
• No Waiver: Failure by MBL to enforce any right or provision shall not constitute a waiver of that right. No waiver of any breach shall be deemed a continuing waiver or a waiver of any subsequent breach.

19. Force Majeure

MBL shall not be liable for any delay or failure to perform any obligation under this Agreement to the extent caused by circumstances beyond MBL’s reasonable control, including acts of God, natural disasters, pandemics, governmental actions, civil unrest, terrorism, cyberattacks on third-party infrastructure, internet or telecommunications failures, or changes in law. MBL will use commercially reasonable efforts to resume normal service as quickly as possible.

20. Assignment

You may not assign, transfer, sublicense, or delegate this Agreement or any rights hereunder without MBL’s prior written consent. Any purported assignment in violation hereof is null and void. MBL may freely assign this Agreement in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of MBL’s assets.

21. Export Compliance

The Application may be subject to U.S. export control laws, including the Export Administration Regulations (EAR). You agree that: (a) you will not use, export, or re-export the Application to any country subject to U.S. embargo; (b) you are not listed on any U.S. government list of prohibited parties, including the Specially Designated Nationals (SDN) List; and (c) you will comply with all applicable export control and sanctions laws in your use of the Application.

22. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions. To the extent any dispute is not subject to arbitration under Section 16, the parties consent to the exclusive jurisdiction of state and federal courts in Broward County, Florida. This Agreement shall not be governed by the United Nations Convention on Contracts for the International Sale of Goods.

23. Contact Information

For all inquiries, support requests, and legal correspondence related to this EULA:

1. AI Technologies We Use

MyBibleLens™ uses the following AI technologies to power its core features:

• Google Gemini 1.5 Flash (Google LLC): A large multimodal language model used as our primary AI for text-based Lens features. Gemini powers the majority of conversational and analytical AI experiences within the app.
• OpenRouter / Claude (Anthropic via OpenRouter): A routing service that provides access to Anthropic’s Claude language models as a fallback AI layer when Google Gemini is unavailable, ensuring uninterrupted service.
• OpenAI DALL-E 3 (OpenAI, LLC): A text-to-image AI model used exclusively to generate the Scripture Glow artwork feature, which creates original AI artwork based on scripture verses you select.
• OpenAI Whisper (OpenAI, LLC): An AI-powered automatic speech recognition (ASR) model used to transcribe your voice input when you use the microphone feature within the app.

2. How Each AI Is Used in the App

3. What Data Is Sent to AI Providers

When you use an AI-powered feature, only the minimum data necessary to generate a response is transmitted to the relevant AI provider:

• Text Lens Features (Gemini, OpenRouter/Claude): Your text prompt (question, scripture reference, topic, or query) along with the AI’s system-level persona instructions. No other data is transmitted.
• Scripture Glow (DALL-E 3): The scripture verse text and any style preference you select. No other data is transmitted.
• Voice Transcription (Whisper): Your audio recording for the duration of the microphone session. The audio is processed and deleted immediately after transcription.

4. What Data Is NOT Sent to AI Providers

The following categories of data are never transmitted to any AI provider under any circumstances:

• Personal identity information: Your full name, email address, or account username
• Authentication data: Your password, authentication tokens, or session credentials
• Payment information: Credit card numbers, bank account details, billing address, or Stripe customer data
• Full account history: Your complete journal entries, past reflections, or historical AI conversation logs outside the current session
• Device or location data: Your IP address, precise device identifiers, or GPS location
• Other users’ data: Any data belonging to other MyBibleLens™ users

5. Data Retention by AI Providers

MyBibleLens™ uses API-level access to AI providers. Under our API configurations:

• Google Gemini: Data submitted via the Google AI API is not used to train Google’s models by default for API users. Google’s enterprise API terms apply. Please review Google’s AI terms for the full retention policy.
• OpenAI (DALL-E 3 and Whisper): Data submitted via the OpenAI API is not used to train OpenAI models by default under their API data usage policy. Please review OpenAI’s privacy policy for current retention terms.
• OpenRouter: OpenRouter routes requests to underlying model providers and does not independently store your prompt content beyond what is necessary for routing. Please review OpenRouter’s privacy policy for details.

6. AI Accuracy Disclaimer

• Theological Accuracy: AI-generated theological insights, scripture interpretations, and spiritual guidance may not accurately reflect any particular denomination’s doctrine, established theological consensus, or the intended meaning of scripture. Always consult primary biblical sources, trusted commentaries, and qualified pastoral guidance.
• Scientific Accuracy: Neuroscience Mode and other science-adjacent features generate information for educational exploration purposes. Outputs should not be treated as peer-reviewed scientific claims.
• Historical Accuracy: Etymology Mode and historical context features draw on AI-generated knowledge which may contain errors or outdated information.
• Dream Interpretations: Dream Journal AI provides spiritual reflection prompts based on your input. These are exploratory in nature and do not constitute psychological analysis, clinical assessment, or prophecy.
• Not a Replacement for Scripture: No AI output should ever supersede, replace, or be treated as equivalent to the Holy Scripture, the teaching authority of your church, or the guidance of the Holy Spirit.
• Not Pastoral Guidance: AI agents are not ordained ministers, licensed counselors, or credentialed theologians. Treat all outputs as discussion starters, not definitive spiritual authority.

7. 988 Crisis Line & Mental Health Disclaimer

MyBibleLens™ includes a permanent link to the 988 Suicide & Crisis Lifeline within the app. However:

• MyBibleLens is NOT a mental health service. The app is a spiritual growth and personal development platform, not a licensed mental health treatment program.
• AI agents are not trained for crisis intervention. The Lens AI agents, including The Refiner, are not equipped or authorized to handle mental health emergencies, suicidal ideation, self-harm, or acute psychological crises.
• The Refiner is a spiritual reflection tool, not a substitute for therapy, psychiatric care, or crisis counseling. If you are experiencing emotional distress beyond the scope of spiritual reflection, please seek professional help.
• 988 Lifeline: The 988 Suicide & Crisis Lifeline provides 24/7, free and confidential support for people in distress in the United States. Call or text 988 anytime. For users outside the US, see Section 12 for crisis resources in your region, or visit findahelpline.com for an international directory.

8. Subprocessor List with Privacy Policies

The following AI and infrastructure subprocessors process data in connection with your use of MyBibleLens™:

• Google AI (Gemini): ai.google.dev/terms
• OpenAI (DALL-E 3, Whisper): openai.com/policies/privacy-policy
• OpenRouter (Claude / Anthropic): openrouter.ai/privacy
• Supabase (Database & Auth): supabase.com/privacy
• Stripe (Payments): stripe.com/privacy
• Cloudflare (CDN & Security): cloudflare.com/privacypolicy

9. Your Rights Regarding AI Processing

You have the following rights regarding how your data is processed by AI systems within the Application:

• Right to Transparency: This disclosure document fulfills your right to know what AI is being used and how.
• Right to Object: You have the right to object to AI-powered processing of your personal data. You can exercise this right by opting out of AI features (see Section 10).
• Right Not to Be Subject to Automated Decisions: No AI feature in MyBibleLens™ makes legally significant automated decisions about you. All AI outputs are informational and advisory only.
• Right to Access: You may request a summary of what personal data has been processed in connection with AI features by emailing [email protected].
• Right to Erasure: Requesting account deletion (per the Privacy Policy, Section 5) will remove all data we hold, including any session-level AI context associated with your account.

10. How to Opt Out of AI Features

MyBibleLens™ is built with AI as a core feature, but you can use significant portions of the application without engaging AI processing:

• Basic Reading Mode: You can read and navigate scripture within the app without submitting any queries to the Lens AI agents, without triggering any AI processing.
• Journal Without AI: The Reflection and Journal features allow you to write entries without submitting them to AI for analysis.
• Infinite Canvas: The canvas drawing and diagramming features are fully functional without AI interaction.
• Skip Scripture Glow: Simply do not use the Scripture Glow feature to avoid DALL-E 3 image generation.
• Skip Voice Input: Type all inputs instead of using the microphone to avoid Whisper transcription.
• Full Opt-Out: If you wish to use absolutely no AI features, downgrade to or remain on the free Seeker tier and use only the reading and journaling tools. Contact [email protected] if you need assistance identifying which features involve AI processing.

11. EU AI Act Compliance

MyBibleLens™ acknowledges its obligations under the EU Artificial Intelligence Act (EU AI Act) as it applies to AI systems deployed in the European market. Our AI use is assessed as follows:

• Risk Classification: The AI applications within MyBibleLens™ are assessed as minimal-risk AI systems under the EU AI Act framework. We do not deploy AI in high-risk categories such as biometric identification, critical infrastructure, employment screening, credit scoring, law enforcement, or educational/vocational assessment that determines access to important life opportunities.
• Transparency Obligation (Article 52): In compliance with EU AI Act Article 52, we clearly disclose to users when they are interacting with an AI system rather than a human. All Lens AI agent interfaces within the Application include labels indicating they are AI-powered features.
• General Purpose AI (GPAI) Transparency: We use General Purpose AI models (Google Gemini, Claude, DALL-E 3, Whisper) from third-party providers and rely on those providers’ own EU AI Act compliance for their models. MyBibleLens™ ensures that all AI features within the Application are used in accordance with the intended purpose and use restrictions specified by each AI provider.
• Human Oversight: All AI outputs are presented to users as informational content to be evaluated using their own judgment. No AI output within the Application is designed to replace human decision-making on matters of significant consequence without human review.
• Updates: As the EU AI Act’s implementing regulations are phased in, we will update our compliance practices accordingly. Questions about our EU AI Act compliance may be directed to [email protected].
• EU AI Act Effective Dates: Key provisions of the EU AI Act take effect in phases:
  • February 2, 2025: Prohibited AI practices and AI literacy requirements
  • August 2, 2025: General-purpose AI model obligations
  • August 2, 2026: Most other obligations, including those applicable to MyBibleLens™’s AI use
  • August 2, 2027: Remaining obligations for high-risk AI systems
  MyBibleLens™ is classified as a minimal-risk AI system and complies with applicable transparency obligations as they take effect.

12. International Crisis & Mental Health Resources

United States:

• 988 — Suicide & Crisis Lifeline (call or text)
• 741741 — Crisis Text Line (text “HELLO”)
• 911 — Emergency services

United Kingdom:

• 116 123 — Samaritans (24/7, free)
• 85258 — SHOUT Crisis Text Line (text “SHOUT”)
• 999 — Emergency services

European Union:

• 112 — Pan-European emergency number
• 116 123 — Emotional support helpline (available in many EU countries)

Canada:

• 988 — Suicide Crisis Helpline
• 686868 — Kids Help Phone (text “CONNECT”)
• 911 — Emergency services

Australia:

• 13 11 14 — Lifeline Australia
• 000 — Emergency services

International:

• findahelpline.com — Searchable directory of crisis lines worldwide
• iasp.info/resources/Crisis_Centres — International Association for Suicide Prevention directory

13. Children’s Use & Age Restrictions

We do not knowingly collect, store, or process personal information from children under 13 years of age. If you are under 13, please do not use this Application or submit any information to us.

• For users 13–17: We strongly recommend parental or guardian supervision when using AI features within MyBibleLens™. Parents and guardians should review this AI Disclosure together with minor users to ensure they understand the limitations and appropriate use of AI-generated content.
• AI features and minors: AI-generated content may not always be appropriate for younger audiences without context. We encourage parents, guardians, pastors, and youth leaders to engage alongside young users — particularly when using features like Dreams Mode, The Refiner, or other reflective AI tools.
• For parents and guardians: If you believe a child under 13 has provided personal information to MyBibleLens™, please contact us immediately at [email protected]. We will promptly delete any such information from our records.
• Educational and ministry use: Churches, youth groups, and Christian schools using MyBibleLens™ with minors should ensure appropriate consent has been obtained from parents or legal guardians, and that adult supervision is provided during use of AI features.
• EU users: Pursuant to GDPR Article 8, the minimum age for consent to data processing in MyBibleLens™ is 16, or such lower age as permitted by your member state’s national law (no lower than 13). Parental consent is required below this threshold.

14. Scripture Translation Licensing

MyBibleLens™ respects the copyright of Bible translation publishers and operates under appropriate licenses or uses public-domain translations.

Public Domain Translations Used:

• King James Version (KJV) — public domain
• World English Bible (WEB) — public domain
• American Standard Version (ASV) — public domain
• Young’s Literal Translation (YLT) — public domain

Licensed Translations: Where MyBibleLens™ displays a copyrighted modern translation (such as NIV, ESV, NLT, CSB, NASB, or others), it is displayed under license from the respective publisher. Unauthorized reproduction or redistribution of these translations is prohibited. The current list of licensed translations is maintained internally and updated as licensing arrangements change. For specific licensing questions, contact [email protected].

• AI-Generated Content: AI-generated insights, commentary, etymological breakdowns, and reflections produced by MyBibleLens™ are not Scripture. They are AI interpretations about Scripture and should not be confused with the inspired biblical text itself. AI-generated paraphrases or summaries of Scripture are not authoritative translations and should never replace direct reading of an authorized translation.
• User-shared content: When users share Scripture-based images (e.g., Scripture Glow art) on social media or with others, the underlying Scripture text remains subject to its original copyright. Users are responsible for ensuring their use complies with the relevant translation’s permissions policy.
• Reporting copyright concerns: If you are a Bible translation publisher and believe your translation is being used in MyBibleLens™ without proper licensing, please contact [email protected]. We will respond promptly and remove or properly license any contested content.

15. AI Hallucination Awareness

• AI may fabricate Scripture. Large language models have been documented attributing fabricated verses to the Bible — citing chapter and verse references that do not exist, or quoting text that appears biblical but is not. Always verify any quoted Scripture against an authoritative Bible translation before sharing or acting on it.
• AI may misattribute teachings. AI may confuse canonical biblical content with apocryphal sources, gnostic texts, or non-Christian religious writings. Always confirm theological claims against trusted scholarly sources and your church’s teaching tradition.
• AI may invent historical or etymological “facts.” Etymology Mode, historical context features, and Neuroscience Mode may generate plausible-sounding information that is not supported by actual scholarship. Treat all factual claims as starting points for further research, never as final answers.
• AI may reflect cultural biases. Training data for general-purpose AI models reflects the biases of internet content. AI outputs may inadvertently favor certain theological perspectives, denominational interpretations, or cultural assumptions. We do not endorse any particular denomination’s doctrine through AI outputs.
• AI may misinterpret prophecy or symbolism. AI cannot reliably interpret biblical prophecy, dreams, visions, or symbolic language. Outputs in Dreams Mode and similar features are exploratory reflections only — never prophetic guidance.

Your responsibility as a user:

• Cross-check all Scripture references against an authoritative Bible
• Confirm theological claims with trusted pastors, teachers, or scholarly resources
• Treat AI insights as conversation starters, not conclusions
• Apply spiritual discernment and the witness of the Holy Spirit
• Never share AI-generated biblical “quotes” without verification

16. AI Behavioral Guardrails

MyBibleLens™ implements technical and prompt-level safeguards to reduce AI risk:

The AI will not:

• Claim divine authority or speak as God (“Thus says the Lord…” or similar language)
• Predict the future or interpret prophecy as personal revelation
• Provide medical, legal, financial, or psychiatric advice
• Diagnose mental health conditions
• Replace pastoral counseling for crisis situations (suicide, abuse, marriage breakdown)
• Generate content sexualizing minors or any sexually explicit material
• Generate content promoting violence, hatred, or harm against any group
• Imitate specific real living persons (pastors, theologians, etc.)
• Authoritatively settle disputed theological questions across denominations

The AI will:

• Encourage users to consult their pastor, priest, or trusted spiritual leaders
• Direct users in mental-health distress to 988 or appropriate regional crisis resources
• Cite Scripture references when making biblical claims (with the limitation noted in Section 15)
• Acknowledge when a question exceeds its capacity to answer
• Flag content as AI-generated, never as Scripture or revelation

Crisis detection: When the AI detects language indicating self-harm, suicidal ideation, abuse, or acute crisis, the AI is designed to:

1. Pause its normal operation
2. Express care without diagnosing or treating
3. Direct the user to 988 (US) or appropriate regional crisis resources (see Section 12)
4. Encourage the user to contact a trusted human

17. AI-Specific Limitation of Liability

By using AI features within MyBibleLens™, you acknowledge and agree:

1. AI-generated content is provided “AS IS” and “AS AVAILABLE” with no warranties of accuracy, theological correctness, completeness, or fitness for any particular purpose.
2. MyBibleLens™, its founder, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
   • Reliance on AI-generated content
   • Theological, doctrinal, or interpretive errors in AI outputs
   • Decisions made based on AI insights, including spiritual, financial, relational, medical, or life decisions
   • Sharing AI-generated content with third parties
   • Any harm caused by the misuse of AI features
3. You agree to indemnify and hold harmless MyBibleLens™ and its founder from any claims arising from your use, misuse, or distribution of AI-generated content from this Application.
4. This limitation applies to the maximum extent permitted by applicable law, including consumer protection statutes in your jurisdiction.
5. Some jurisdictions do not allow the exclusion of certain warranties or liabilities. In those jurisdictions, our liability is limited to the maximum extent permitted by law.

18. Reporting & Contact

We take AI safety, accuracy, and ethical concerns seriously. If you encounter an issue with our AI features, please contact us through the appropriate channel:

Mailing address: MyBibleLens LLC, address pending registration. Updated mailing address will be published here upon LLC formation completion.

Response time: We aim to respond to all reports within 5 business days. Safety-related reports are prioritized and typically receive a response within 24–48 hours.

§ Change Log

Version 2.0 — May 3, 2026

• Added international crisis resources (Section 12)
• Added children’s use and age restrictions (Section 13)
• Added Scripture translation licensing (Section 14)
• Added AI hallucination awareness (Section 15)
• Added AI behavioral guardrails (Section 16)
• Added AI-specific limitation of liability (Section 17)
• Added reporting & contact channels (Section 18)
• Updated Section 7 to reference international crisis resources
• Updated EU AI Act compliance dates (Section 11)

Version 1.0 — April 10, 2026

• Initial publication

1. What Are Cookies?

Cookies are small text files placed on your device by a website or application. They are used to remember information about your visit, such as your login session or preferences. We also use similar technologies, including localStorage and sessionStorage (browser-based storage mechanisms), which function similarly to cookies but store data locally on your device rather than transmitting it with each request.

2. Cookies We Use

MyBibleLens™ uses only strictly necessary / essential cookies and local storage. These are required for the Application to function. Without them, core features like staying logged in would not work. Because these are technically necessary, they do not require your consent under GDPR and ePrivacy regulations (they fall under the "strictly necessary" exemption).

The categories of cookies and local storage we use are:

• Authentication Session: A secure, encrypted session token set by Supabase Auth when you log in. This keeps you logged in during your visit and across browser sessions if you choose "Remember Me." It is essential for accessing your account.
• Theme & UI Preferences: Stores your selected interface theme (e.g., light/dark mode) and any display preferences so they persist between sessions without requiring you to reset them each time.
• Feature State & LocalStorage: Stores non-sensitive application state locally on your device (such as which features you have visited, onboarding progress, and current canvas state) to provide a seamless, uninterrupted experience.

3. Cookies We Do NOT Use

Specifically, we do not use:

• Advertising or retargeting cookies: No Meta Pixel, Google Ads tags, or any advertising tracking technology.
• Behavioral tracking or fingerprinting: No tools designed to build a profile of your behavior for marketing or advertising purposes.
• Third-party analytics cookies: No Google Analytics, Mixpanel, Amplitude, Hotjar, or similar third-party analytics tracking that places cookies on your device.
• Social media tracking pixels: No embedded social media trackers from Facebook, Twitter/X, Instagram, TikTok, or any other social platform.
• Cross-site tracking: We do not share cookie data with any advertising network or data broker.

4. Cookie Inventory Table

Note: The specific cookie names and keys used may vary slightly by version of the Application. This table reflects the current known set of essential and functional cookies.

5. How to Manage Cookies

You have the right to manage, restrict, or delete cookies at any time:

Browser Settings

Most browsers allow you to control cookies through their settings. You can choose to:

• View what cookies are stored and delete them individually
• Block all cookies from a specific website
• Block third-party cookies entirely (which will not affect MBL since we don’t use them)
• Enable private/incognito browsing to prevent cookie persistence

For instructions specific to your browser:

• Chrome: Settings > Privacy and Security > Cookies and other site data
• Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Cookies and site permissions > Cookies and site data

Clearing localStorage

You can clear browser localStorage through your browser’s Developer Tools (F12 > Application > Storage > Local Storage) or via your browser’s "Clear browsing data" feature. Note that clearing the authentication session cookie will log you out of the Application.

6. Changes to This Policy

We may update this Cookie Policy to reflect changes in our use of cookies or for legal, operational, or regulatory reasons. When we make material changes, we will update the Effective Date above and, where appropriate, notify you within the Application.

7. Contact

For questions about our use of cookies or this policy:

1. General Conduct Standards

When using any feature of MyBibleLens™, you agree to:

• Act with integrity, respect, and compassion toward other users and the platform;
• Use the Application in accordance with its intended purpose — spiritual growth, scripture study, and personal reflection;
• Represent yourself honestly and not impersonate others;
• Comply with all applicable laws and regulations in your jurisdiction;
• Take responsibility for the content you create and the actions you take within the Application;
• Respect the privacy and dignity of other community members.

2. Prohibited Content

You may not create, upload, post, share, or transmit, and you may not use the AI features to generate, any content that:

• Constitutes hate speech against protected groups: Content that attacks, dehumanizes, or promotes hatred against any individual or group based on race, ethnicity, national origin, religion, gender, gender identity, sexual orientation, disability, age, or veteran status. This applies whether the content is user-authored, AI-generated, or shared from any source.
• Promotes extremist religious interpretations or violence: Content that endorses, encourages, or directs religious-based violence, terrorism, persecution, forced conversion, abuse, or coercion of any person or group.
• Encourages self-harm or suicide: Content that promotes, glorifies, or provides instructions for self-harm, suicide, or eating disorders. (See also Section 6.3 of the EULA on crisis filtering.)
• Harasses or bullies: Content designed to intimidate, threaten, humiliate, dox, or stalk any specific individual or group.
• Is sexually explicit or pornographic.
• Depicts or glorifies violence: Including graphic violence, gore, torture, or content that celebrates harm to humans or animals.
• Constitutes illegal content: Including child sexual abuse material (CSAM), which will result in immediate termination and reporting to the National Center for Missing & Exploited Children (NCMEC) and to law enforcement as required by 18 U.S.C. § 2258A.
• Is defamatory or libelous: False statements of fact about a real person that damage their reputation.
• Constitutes spam: Unsolicited bulk messages, chain letters, or commercial solicitations to other users.
• Is phishing or fraud: Content designed to deceive users into disclosing personal information, credentials, or financial data.
• Violates intellectual property rights: Including posting copyrighted content (such as commercial Bible translations) without authorization or proper license. See EULA § 5.2 regarding Bible translation licensing responsibility.
• Impersonates any person or organization, including MyBibleLens™ staff, pastors, or public figures, in a misleading way — whether through user authoring or AI-generated likeness.
• Misuses AI generation features: Including using Scripture Glow, Lens, or any other AI feature to generate images, audio, or text depicting identifiable living individuals (such as the Pope, prominent religious leaders, or public figures) without their express written consent. See EULA § 5.3 (Right of Publicity / Likeness Restriction).

AI Output Responsibility. AI-generated content produced through the Application's features does not reflect the views, endorsement, or doctrinal position of MyBibleLens™. You are solely responsible for vetting AI responses against official scriptural texts and applicable laws before sharing, redistributing, or acting upon them. Sharing AI-generated content that violates this Section is a violation of this AUP regardless of whether the AI initially produced it.

Right to Monitor, Restrict, or Remove. MyBibleLens™ reserves the right, but not the obligation, to monitor, review, restrict, suspend, or remove any user-generated content or AI-generated output that we determine, in our reasonable discretion, violates this AUP, the EULA, the Terms of Service, or applicable law, with or without notice. We further reserve the right to suspend or terminate any account engaged in such activity.

3. Prohibited Technical Activities

You may not engage in any of the following technical activities:

• Reverse engineering: Attempting to reverse engineer, decompile, disassemble, or extract the source code, prompt architecture, or trade secrets of the Application;
• Automated data collection: Using bots, scrapers, or automated tools to systematically collect, harvest, or extract data from the Application without express written authorization;
• DDoS or infrastructure attacks: Launching or participating in distributed denial-of-service attacks, ping floods, or any other attack on MBL infrastructure or any linked third-party systems;
• Unauthorized access: Attempting to access any user account, database, server, or system component that you are not authorized to access;
• Malware injection: Uploading, transmitting, or introducing viruses, trojans, ransomware, spyware, or any malicious code;
• Security circumvention: Circumventing, disabling, or interfering with any security feature, authentication mechanism, rate limiting, or access control of the Application;
• API abuse: Accessing the Application’s APIs in a manner that exceeds authorized usage, violates rate limits, or is designed to extract data at scale;
• Unauthorized framing or mirroring: Framing or mirroring the Application on another website or server without authorization.

4. Community Standards (Brothers & Sisters / Fellowship / Councils)

The MyBibleLens™ community features — including Brothers & Sisters, Fellowship, and Councils — are designed to be spaces of genuine spiritual connection, encouragement, and shared growth. The following standards apply specifically to these community spaces:

• Uphold dignity: Every member of the community deserves to be treated with dignity and respect, regardless of their denomination, theological tradition, or level of spiritual maturity;
• Encourage, don’t condemn: Debate and discussion are welcome; condemnation, shaming, and spiritual abuse are not;
• No proselytizing of harmful ideologies: Sharing your faith is encouraged; promoting ideologies that advocate for the harm, exclusion, or dehumanization of others is prohibited;
• Protect minors: Extra care must be taken in any community feature accessible to minors. Any content or behavior that could exploit, harm, or be inappropriate for minors is strictly prohibited;
• No solicitation: Community spaces are not for commercial advertising, multi-level marketing, or financial solicitation of other members;
• Authentic testimony: Share your own experiences honestly. Do not fabricate testimonies, miracles, or spiritual claims to deceive others;
• Council accountability: Leaders of Councils are responsible for maintaining these standards within their communities and may be held accountable for systematic violations within Councils they administer.

5. AI-Specific Use Restrictions

The following restrictions apply specifically to your use of AI features within the Application:

• No prompt injection: You may not attempt to inject adversarial instructions into AI prompts designed to override the AI agent’s system instructions, bypass safety guidelines, or manipulate the AI into behaving outside its intended scope;
• No jailbreaking: You may not attempt to "jailbreak" any AI model used in the Application — that is, to use crafted prompts to cause the AI to ignore its safety training or produce content that violates these policies;
• No generation of harmful content: You may not use AI features to generate content that glorifies self-harm, suicide, violence, exploitation, or any other harmful conduct;
• No generation of misinformation at scale: You may not use AI features to generate large volumes of misinformation, disinformation, or deliberately misleading theological content for distribution;
• No impersonation via AI: You may not use AI features to generate content that impersonates real people, organizations, or religious leaders in a misleading or defamatory way;
• No extraction of system prompts: You may not use social engineering, prompt manipulation, or any other technique to attempt to extract, reproduce, or publish the proprietary system prompts or instructions that govern the AI agents’ behavior;
• Truthful AI attribution: You must not represent AI-generated content as your own original theological research, pastoral advice, or expert opinion without appropriate disclosure that it was AI-generated.

6. Content Moderation Approach

MyBibleLens™ takes a proportionate, context-sensitive approach to content moderation:

• Private content: Your personal journal entries, reflections, and private notes are not monitored or moderated by MBL. These are your private sanctuary.
• Community content: Content shared in community features (Brothers & Sisters, Fellowship, Councils) is subject to review when reported by other users or when automatically flagged by AI-assisted safety filters.
• AI safety filters: All AI agent interactions pass through safety filters designed to prevent the generation of prohibited content. These filters do not log or store your prompts for moderation purposes beyond the active session.
• Human review: Reported content is reviewed by MBL staff. We strive to apply consistent, fair, and context-informed judgment in all moderation decisions.
• Good faith interpretation: We interpret content in good faith. A journal entry about spiritual struggle, darkness, or difficult emotions will not be treated as a violation of this policy.

7. Reporting Violations

If you encounter content or behavior that violates this Acceptable Use Policy, please report it:

• In-App Reporting: Use the report button available on community content.
• Email: Send a detailed report to [email protected] with subject line "AUP Violation Report." Include as much detail as possible, including screenshots or specific content identifiers.
• Emergency: If a report involves immediate safety risks, imminent threats of violence, or child exploitation material (CSAM), please contact law enforcement immediately in addition to reporting to MBL.

We will acknowledge all reports within 48 hours and investigate within a reasonable timeframe based on severity.

8. Consequences of Violation

Violations of this Acceptable Use Policy may result in the following actions, at MBL’s sole discretion, based on the nature and severity of the violation:

• Warning: For first-time or minor violations, we may issue a written warning explaining the violation and the required corrective action.
• Content Removal: Violating content will be removed from community spaces.
• Temporary Suspension: For repeated or more serious violations, your account may be temporarily suspended from community features or the full Application.
• Permanent Account Termination: For serious violations — including CSAM, targeted harassment, sustained abuse, security attacks, or any conduct that threatens the safety of our community — your account will be permanently terminated without refund.
• Legal Action: MBL reserves the right to pursue civil or criminal legal remedies for violations that cause financial harm, damage to our systems, or legal exposure, including referral to law enforcement where required by law.

9. Appeals

If you believe a moderation action was taken in error, you may appeal by emailing [email protected] with subject line "Moderation Appeal" within 30 days of the action. Provide a clear explanation of why you believe the action was in error. Appeals will be reviewed by Denzel Rigaud or a designated reviewer. We aim to respond to all appeals within 5 business days. Decisions on appeals regarding permanent account terminations are final.

1. Subscription Tiers & Billing Cadence

MyBibleLens™ offers the following paid plans (subject to change with notice):

• Apostle — one-time payment of US$14.99 (1 seat).
• Sanctuary (Family) — one-time payment of US$29.99 (3 seats).
• Kingdom (Church/Group) — one-time payment of US$59.99 (7 seats).
• Founding Member — one-time payment of US$99.99 (14 seats, lifetime access). Non-recurring and does not auto-renew.
• Empire Pack — one-time consumable of US$249.99 (+10 additional seats stacked onto an existing tier).
• Empire Plus — one-time consumable of US$999.99 (+50 additional seats stacked onto an existing tier).

All amounts are in U.S. Dollars (USD) unless otherwise stated. Applicable sales tax, VAT, or GST may be added at checkout based on your billing location.

2. How to Cancel

You may cancel any recurring subscription at any time. Cancellation is designed to be at least as easy as the sign-up process in compliance with California Business & Professions Code § 17602(c).

• Self-service (recommended): Sign in at mybiblelens.us → Account → Manage Subscription → Cancel. The cancellation completes in three clicks or fewer.
• By email: Email [email protected] with subject line "Cancel Subscription" and the email address associated with your account.
• Effective date: Cancellations take effect at the end of the current billing period. You will continue to have full access until that date.
• No charge after cancellation: Once a recurring subscription is cancelled, no further charges will be made unless you reactivate.

3. Refunds for Recurring Subscriptions (Apostle, Sanctuary, Kingdom)

• 14-Day Initial Refund Window: If you submit a refund request within 14 calendar days of your initial subscription purchase, we will refund the full amount paid, provided the account has not been used in violation of the EULA or Acceptable Use Policy. Email [email protected] with subject line "Refund Request" and your account email.
• Renewal Charges: Renewal charges (after the initial purchase) are non-refundable. To avoid a renewal charge, cancel before the renewal date as set out in Section 2.
• Pro-rated Refunds: We do not pro-rate refunds for the unused portion of a billing period. You retain access through the end of the period you have paid for.
• Statutory Refund Rights: Nothing in this policy limits any non-waivable statutory refund or cancellation rights you may have under your local consumer protection laws (including the EU/UK 14-day right of withdrawal under Directive 2011/83/EU).

4. Refunds for the Founding Member One-Time Payment

The Founding Member tier is a one-time, non-recurring payment that grants lifetime access to the MyBibleLens™ Service for the original purchaser. Because of the lifetime nature of this benefit:

• 14-Day Refund Window: Refund requests submitted within 14 calendar days of the original Founding Member purchase will be honored in full, provided the account has not been used in violation of the EULA or Acceptable Use Policy. Email [email protected] with subject line "Founding Member Refund Request."
• After 14 Days: Founding Member purchases are non-refundable after the 14-day window, except where required by applicable consumer protection law.
• Non-Transferable: Founding Member status is tied to the original purchasing account and is not transferable to another individual or account.

5. Processing Time & Method

• Approved refunds are processed back to the original payment method via Stripe.
• Stripe typically returns funds to your card within 5–10 business days. Some banks may take longer.
• We aim to acknowledge refund requests within 5 business days, though response times may be extended during high-volume periods or holidays.

6. Disputes & Chargebacks

Before initiating a credit-card chargeback, please contact us at [email protected] so we can resolve the issue directly. Chargebacks initiated for charges that were properly authorized may result in account suspension and forfeiture of any pending refund. Disputes that cannot be resolved informally are subject to the dispute-resolution and arbitration provisions of EULA § 16.

7. Contact

Questions about billing or refunds: [email protected] with subject line "Billing Question."

1. Automatic Renewal Terms

Apostle, Sanctuary, and Kingdom subscriptions automatically renew at the end of each billing period (monthly or annual, depending on the term you selected) at the then-current price for your tier and seat count, unless you cancel before the renewal date.

• Renewal Cadence: Monthly subscriptions renew every 30 days. Annual subscriptions renew every 365 days.
• Renewal Price: Your renewal will be charged at the price displayed on your account dashboard at the time of renewal. We will give you advance notice of any price increase as required by law (typically at least 30 days for material changes).
• Payment Method: Your saved payment method on file will be charged automatically.
• Founding Member is NOT auto-renewing: The Founding Member US$99.99 one-time payment does not auto-renew. There are no recurring charges for Founding Member.

2. How to Cancel — Easy Online Cancellation

You can cancel any recurring subscription online at any time, with no phone call or email required. The cancellation process is at least as simple as the sign-up process, in compliance with California Business & Professions Code § 17602(c).

1. Sign in to your account at mybiblelens.us.
2. Click Account → Manage Subscription.
3. Click Cancel Subscription and confirm.

Your cancellation takes effect at the end of the current billing period. You will not be charged again for that subscription. You may also cancel by emailing [email protected] with subject "Cancel Subscription."

3. Renewal Reminder Notices

Where required by applicable law, MBL will send you a renewal reminder before each automatic renewal. For annual subscriptions, you will receive an email reminder 15–45 days before each renewal date in compliance with California § 17602(c)(1)(B). For monthly subscriptions, your account dashboard will continuously display your next renewal date and price.

4. Free Trial Conversion

If MBL offers a free trial period, you will be reminded by email before the trial converts to a paid subscription. You may cancel at any time during the trial without charge by following Section 2.

5. Refunds & Pro-Ration

Refund eligibility is governed by the Billing & Refund Policy. We do not pro-rate refunds for the unused portion of a billing period.

6. Acknowledgment

By initiating a paid subscription, you acknowledge that: (a) you have read this Subscription & Auto-Renewal Disclosure; (b) you authorize MBL and its payment processor (Stripe) to charge your payment method on file at each renewal at the then-current rate; and (c) you understand how to cancel as described in Section 2.

7. Contact

Subscription questions: [email protected]

1. Conformance Status

The Web Content Accessibility Guidelines (WCAG) defines requirements for designers and developers to improve accessibility for people with disabilities. MyBibleLens™ aims to conform to WCAG 2.1 Level AA.

This website is currently partially conformant with WCAG 2.1 Level AA. "Partially conformant" means that some parts of the content do not yet fully conform to the accessibility standard. We are actively working to remediate identified issues.

2. Accessibility Features

• Semantic HTML & ARIA: The site uses semantic HTML5 elements and ARIA labels to support screen readers.
• Keyboard navigation: Major navigation and interactive elements are reachable via keyboard.
• Color contrast: Body text and primary UI controls aim to meet WCAG 2.1 AA contrast ratios.
• Responsive layout: The site adapts to a wide range of screen sizes, zoom levels (up to 200%), and orientations.
• Captions and transcripts: Where audio or video content is offered, we will provide captions or transcripts as feasible.
• Reduced motion: Animations respect the prefers-reduced-motion media query where supported.

3. Known Limitations

Some content may not yet be fully accessible due to:

• Third-party embedded content (Google reCAPTCHA, Stripe Checkout) over which we have limited control.
• AI-generated images that may not yet have programmatically associated alternative text describing the generated content.
• Decorative animations that, while respecting reduced-motion preferences, may not be ideal for all users.

We are tracking these limitations and working to address them in future updates.

4. Feedback & Reporting Accessibility Issues

We welcome your feedback on the accessibility of MyBibleLens™. If you encounter accessibility barriers or have suggestions for improvement, please contact us:

• Email: [email protected] with subject line "Accessibility Feedback."
• What to include: A description of the issue, the page or feature affected, your operating system, browser or assistive technology being used, and (if possible) a screenshot or screen reader output.

We aim to acknowledge accessibility feedback within 5 business days, though response times may be extended during high-volume periods or holidays.

5. Compatibility

MyBibleLens™ aims to be compatible with the latest versions of major browsers (Chrome, Safari, Firefox, Edge) and screen readers (VoiceOver, NVDA, JAWS) on common operating systems (macOS, Windows, iOS, Android).

6. Assessment Approach

The accessibility of MyBibleLens™ is assessed through:

• Self-evaluation against the WCAG 2.1 AA success criteria.
• Automated tools (such as Lighthouse and axe).
• Manual testing with keyboard navigation and screen readers as resources permit.
• User feedback received via the channels in Section 4.

1. Designated DMCA Agent

U.S. Copyright Office Registration: MBL is in the process of registering a designated DMCA agent with the United States Copyright Office (Title 17 § 512(c)(2)). Confirmation of registration will be posted to this page upon completion. Until registration is finalized, the contact information above is the operative point of contact for DMCA matters.

2. Filing a DMCA Takedown Notice

If you believe that material accessible on or through the MyBibleLens™ Service infringes a copyright you own or are authorized to enforce, you may submit a written notice to our Designated Agent containing all of the following (per 17 U.S.C. § 512(c)(3)):

1. A physical or electronic signature of the copyright owner or a person authorized to act on the owner's behalf.
2. Identification of the copyrighted work claimed to have been infringed (or, for multiple works at one online site, a representative list).
3. Identification of the allegedly infringing material with sufficient detail to permit MBL to locate it (URL, screenshot, or other locator).
4. Your name, mailing address, telephone number, and email address.
5. A statement that you have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
6. A statement, made under penalty of perjury, that the information in the notification is accurate and that you are the owner or authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Note: Under 17 U.S.C. § 512(f), any person who knowingly materially misrepresents that material is infringing may be liable for damages.

3. Counter-Notification Procedure

If you believe content of yours was removed or disabled in error or as a result of misidentification, you may file a counter-notice containing:

1. Your physical or electronic signature.
2. Identification of the material that was removed or disabled and the location at which it appeared before removal.
3. A statement under penalty of perjury that you have a good faith belief the material was removed or disabled as a result of mistake or misidentification.
4. Your name, mailing address, telephone number, and a statement that you consent to the jurisdiction of the federal district court for the judicial district in which your address is located (or, if outside the U.S., the Southern District of Florida), and that you will accept service of process from the original complainant or its agent.

Per 17 U.S.C. § 512(g), upon receipt of a valid counter-notice MBL will provide a copy to the original complainant and may restore the material in 10–14 business days unless the complainant files a court action seeking a restraining order against the user.

4. Repeat-Infringer Policy

In accordance with 17 U.S.C. § 512(i)(1)(A), MBL maintains a policy of terminating, in appropriate circumstances, the accounts of users who are determined to be repeat copyright infringers. Determinations are made in MBL's reasonable discretion based on the totality of the record.

5. Bad-Faith Notices

Misrepresentations in DMCA notices or counter-notices are subject to liability under 17 U.S.C. § 512(f). MBL may forward materially false notices to the alleged infringer and to law enforcement.

1. Reporting Channel

• Primary email: [email protected] with subject line "Security Vulnerability Report."
• Machine-readable record: Our security.txt file is available at /.well-known/security.txt and follows RFC 9116.

2. What to Include

• A clear description of the vulnerability, including affected URL, endpoint, or component.
• Steps to reproduce, ideally with sample requests, payloads, or proof-of-concept.
• Your assessment of impact and any suggested remediation.
• Whether you intend to publish a write-up after disclosure, and if so, your preferred timeline.

3. What We Ask

• Test against your own account only. Do not access, modify, or delete other users' data.
• Avoid disruption. No denial-of-service testing, automated mass scanning, or resource-exhaustion attacks.
• Do not exfiltrate. If you incidentally encounter user data, stop testing and report it immediately.
• Reasonable disclosure window. Please give us a reasonable opportunity to investigate and remediate before any public disclosure (typically 90 days, unless otherwise agreed).
• Comply with the law. All testing must comply with applicable computer-misuse laws (CFAA and equivalents).

4. Safe Harbor

MBL will not pursue legal action against good-faith security research that adheres to this policy. Accidental, good-faith violations of this policy that you report promptly will not be the basis for legal action by MBL. This safe-harbor commitment is offered by MBL only and does not bind third parties (such as our infrastructure providers); we encourage you to also review the policies of any affected third parties.

5. Acknowledgment & Recognition

We aim to acknowledge security reports within 24–48 hours and to provide an initial triage response within 5 business days, though response times may be extended during high-volume periods or holidays. Researchers who report valid, previously unknown vulnerabilities and act in compliance with this policy may, with their consent, be acknowledged on a Security Hall of Fame page once we establish one. MBL does not currently operate a paid bug-bounty program.

6. Out of Scope

• Issues affecting only outdated browsers or unsupported software versions.
• Self-XSS that requires the victim to paste payloads into their own console.
• Findings that rely on social engineering of MBL personnel.
• Theoretical vulnerabilities without demonstrable impact.
• Issues in third-party services (Stripe, Supabase, OpenAI, Google, Anthropic, Cloudflare) which should be reported directly to those providers.